As things now stand, the US taxpayer holds all the risk with no possibility of gain. Conversely, the banks being helped bear no risk and stand to make all the gain. Colin Teese reports.The real possibility of the present financial crisis in the United States is that the finance sector may be beyond saving. And, incidentally, the fact that the rescue package was conceived and articulated by the secretary of the Treasury, Henry Paulson, and the chairman of the Federal Reserve, Ben Bernanke, is its…